Additional information from OnlineCredit
OnlineCredit is a company that grants online loans up to € 1,500 at a time and with the possibility of returning it in comfortable terms of up to 4 months.
There are 2 tranches of credits one of up to € 800 to return in 30 days and a second section of € 850 to € 1,500 that allows payment in installments of 1 to 4 months. All the procedure to request a loan in OnlineCredit is done through the Internet with some simple forms and with a quick response.
The only limit with which you will find is that new customers can only ask for a maximum of € 300 and once they return that first loan can get up to € 1,500 without questions or paperwork . Applications are accepted from anyone regardless of whether they have payroll or not, even if it appears in ASNEF lists. The only requirement is to be over 21 years of age and have sufficient capacity to pay back the money, therefore a demonstrable source of income is needed, although it is not necessarily a payroll.
Steps to request a loan at OnlineCredit
To request money in OnlineCredit you should know that this process can only be done through the Internet. The procedure is simple and intuitive, you just have to follow 4 simple steps:
1.- Access the website onlinecredit.es from any device with an internet connection. Once inside you will see a screen where you must indicate the amount of money you need and select the term.
2.- Fill out the online form: a new page opens in which you must enter your personal information, contact details, account in which you want to receive the money. You must also choose a password to access later to the private area of OnlineCredit customers from which you will see the status of your application and you can request more money in the future.
3.- Data verification: in this step OnlineCredit verifies your identity and your income. Have both a copy of your ID and your proof of income in case you are requested to upload it via the Internet or send it by email.
4.- Confirm the credit: if you have accepted your application before receiving the quick credit you must read the contract that they send you by email and confirm that you accept the loan. After this last step you receive the money in 15 minutes.
As far as the first loan is concerned, that is to say the one that only reaches 800 euros, the commission will be accrued for no more than 30 days from the issuance of the loan. If you want to repay the loan in advance, you can do it 5 days after the loan is issued. In case of early payment of the loan, the commission is accrued only for the number of days during which the customer has used the loan. The applicable interest for the extension of loan repayment is 1% (daily). The commission received for late payment of the loan will be 1.5% of the total amount. The accumulation period of sanctions is maximum 60 days.
As for the second tranche of loans of up to 1500 euros, the advance payment can be made only once during the entire loan repayment period. In case of non-payment, the relevant penalty will be 1.5% of the total amount not paid per day and the maximum amount of said penalty will be 800 euros.
If you think you will not be able to meet the deadline to return the borrowed money you can request an extension without a time limit but you must take into account that the commission for the extension of the payment of a loan is 1% daily according to the days postponed This means that the total commission will be calculated according to the number of days of extension of the return period, and in that case, you will be free of the payment of fixed expenses.
Remember that if you think that you will be able to return a loan on time, it is best not to request it or request a smaller amount, because then the problem may be much greater.